The tomato plants have plenty of new growth and are all flowering. Most of the plants are now almost 2 feet tall. And some of the plants have stalks are a good inch in diameter. I haven’t yet found any little baby tomatoes, but I’m hoping they’ll start appearing in a matter of days. I did have two tomato casualties since my previous garden update. My Black Prince and Costoluto Genovese plants started wilting and I had to give them a proper burial (in the green-waste bin). Fortunately, I still had another seedling of each variety, so I replanted them about 3 weeks ago. So far the deceased plants’ siblings seem to be doing well.

My cucumber plants are flowering too, and I’ve seen about a dozen or so tiny cukes.  I make my own homemade dill pickles (NY-style: no vinegar, just a brine with dill and spices), so if all goes well, I’ll be pickling by July.

As for the rest of my garden, my pepper plants are finally starting to take off, thanks to the warmer weather. Same is true with my Japanese eggplant, bunching onions  and my all my herbs.

My Italian parsley, cilantro and basil plants have all gone on a real growth spurt the last 10 days or so. The cilantro is already starting to bolt; I started some slow-bolt variety cilantro seedlings a few weeks ago and hopefully they’ll be ready by the time I need to pull the original plants.

My only conundrum right now is my dill. Three or four years ago, I planted dill in a pot and it grew just fine. The next year, the same result. Then, two years ago, I put in a seedling I bought from the nursery and it was fine for about 3-4 days, then suddenly yellowed and wilted. I replaced it with a new seedling and the same thing happened. Last year, I tried again and the same result.

This year, I decided to grow my dill from seeds, thinking that maybe they were too tender to survive transplanting. Up until about 10 days ago, I had a pot full of beautiful 3-4″ dill ferns, which convinced me that seeding them directly in the planter was the answer.

But then, earlier this week, a lot of the ferns were suddenly yellowing, drooping and dying,  just like the past two years.

I noticed that the soil was fairly wet and I’m thinking that because dill can grow wild and is almost like a weed, perhaps I was over-watering. If that’s the reason, that would explain why I had problems the past two years, because I kept the pot with the dill adjacent to the lawn, so it could get a daily dose over-spray from the lawn sprinklers.

Aside from my dill dilemma, all seems well with my garden. Check back soon for another update!

That’s because loan limits for the two loan programs that cover probably at least 90% of the loans originated in Solano County are set to change come Oct. 1.

And barring Congressional action, the maximum you can borrow under both programs is going to drop substantially, which means that many Benicia, Vallejo and Solano County home buyers could suddenly find themselves needing to come up with tens of thousands more in down payment or accept a costlier “jumbo” loan.

Right now, the maximum you can borrow with an FHA or conventional loan is $557,500. But as it stands right now, after September 30, the conforming loan limit in Solano County will drop to $417,000 and the FHA limit to $400,200, which is certain to impact local borrowers who are planning to finance a home with a loan amount that exceeds the new limits.

In plain English, that means that any borrower in Solano County who is today planning to buy a home for more than $415,000 with an FHA loan or more than $463,000 with a conventional loan could find getting a loan potentially tougher and definitely more expensive if they wait until October.

If you’re not in contract by the end of September and want to use an FHA or conventional loan on a home that exceeds the new loan limits, your only options will be to come up with a large enough down payment to cover the difference or try to qualify for a costlier jumbo loan.

And it’s not just Solano County that’s affected. Unless Congress steps in and extends the current loan limits, which have been in effect since 2008, FHA and conventional loan limits will drop in every Bay Area county in October.

The biggest decline for FHA loans in the Bay Area will be right here in Solano County, where the FHA limit will drop by $157,300 (the conventional loan limit in Solano will fall by $140,500). With the exception of Napa and Sonoma Counties, most other Bay Area counties will see their loan limits fall about $100,000.

And Solano will be the only Bay Area county where FHA and conventional loans will have different loan limits.

Here are the new scheduled loan limits for the rest of the Bay Area:

• Napa County – from $729,750 to $592,250.
• Sonoma County — from $662,500 to $520,950.
• Alameda, Contra Costa, Marin, San Francisco, San Mateo & Santa Clara Counties  — from $729,750 to $625,500.

Now, it’s only June, so a lot can happen between now and the end of September. It’s possible that lobbyists will succeed in getting Congress to extend the current loan limits or at least come up with an amount somewhere between today’s limits and the scheduled Oct. 1 figures.

I’ll be keeping an eye on this and will post updates if anything changes.

If you read the earlier posts about my garden, you know that between myself, Richard Bortolazzo and a few other friends in Benicia, we nurtured and gave away over 400 tomato, pepper and cucumber plants, all of which we started from seeds earlier this spring.

We put our seeds in the starter kits on President’s Day back in February, transplanted them into individual peat pots in mid-March and started distributing them to friends and co-workers in late April.

I planted mine in Earthboxes on April 28 — 10 different varieties of tomatoes, five varieties of peppers, and a few straggly cucumber plants.  I also planted some nursery-bought seedlngs: Japanese eggplant, bunching onions, a tomatilla plant and a backup 6-pack of pickling cukes. Plus I refreshed my herb garden with new basil, cilantro, Italian parsley, sage, fennel epazote, and dill.

So it’s now 18 days since I planted and most everything is going well.  Nine of my 10 tomato plants are very robust and pushing skyward. The 10th one — a Costoluto Genovese — was one of the strongest looking plants when I transplanted it, but it’s turned into a real weakling.

One of my tomato plants — a Sungold (cherry tomato) already has its first flowers. Most of my tomato plants are now over a foot tall. My pepper plants, which were about 3″ tall when I planted them have about doubled in size. But I think they’re waiting for warmer weather before they really take off.

My straggly little Pineapple tomato, meanwhile, which looked like it was on life-support when I planted it and seemed destined to shrivel up and die within a few days, has taken off and is now stronger and larger than my Costoluto. I’m going to give my once-strong/now-feeble Costoluto a few more days and if it doesn’t perk up, I’ll yank it and replace it with a stronger plant.

So far, my lone casualty is my tomatilla plant. It was strong and healthy-looking when I planted it, but within 4-5 days, it just shriveled up. Not sure what went wrong with it, as it wa’s in the same Earthbox with a variety of herbs that are all doing well.

About 4-5 days ago, I gave the tomatilla its last rites and replaced it with my last remaining Costoluto Genovese, as a backup, just in case I have to play taps for the aforementioned feeble Costoluto in the other EarthBox.

All told, I think we probably supplied 3o or more Benicia households with tomato plants. Some even made their way to other parts of Northern California. So if you live in Benicia or know someone who does, don’t be surprised if one of us comes calling with free tomatoes in another month or so.

Keep checking back…and watch my Benicia garden grow!

More importantly, they’ve seen just about all nature can throw at them — a few blistering hot days last week followed by a little rain and cold, gusty winds.

So if they made it through those back-to-back-to-back climate changes, they should be able to withstand just about anything mother nature might have in store for them.

Along with my tomatoes, the rest of the crop seems to be doing fine, too. All five varieties of home-grown heirloom bell peppers are alive and well. They haven’t grown as fast as the tomatoes, but I think tomatoes are pretty much the thoroughbreds of the veggie world.

In addition to my tomatoes and peppers, I also purchased some pickling cucumber seedlings at the nursery. My own pickling cuke seedlings didn’t fare too well once I took them outdoors, so I bought some nursery-grown seedlings just in case mine didn’t survive the transplant. So far, my weak little pickling cukes are hanging in there, but they’re not nearly as robust as the ones I got at the nursery. I’ll give them a few more weeks and see if they take off. If not, I’ll replace them with something else — maybe green beans.

Rounding out my veggie garden, I also picked up some Japanese eggplant seedlings, a tomatilla plant, and refreshed some of my herb garden with new Italian parsley, basil, sage, fennel, cilantro and chive seedlings. I also started some dill directly from seed and those just sprouted in the last few days.

And today was opening day for the 2011 market, which means that at long last, Spring is finally here. At least that’s the way I see it.

There’s something extra special about Opening Day — whether it’s a sporting event, a theatrical production or the Farmer’s Market. Everyone has a little extra bounce in their step and a little broader smile on their face. And that’s how it was today as farmers, merchants and shoppers all welcomed each other to the 2011 market season.

It’s still early in the growing season, so most of the produce still consisted of root and leafy vegetables — greens, carrots, beets, turnips, Brussels sprouts, and onions. On the fruit side, apples, oranges and strawberries were the order of the day.

I came home with onions, radishes, two bunches of cilantro, a 3-pack of strawberries and a huge bag of oranges.

The Benicia Farmer’s Market runs every Thursday from 4-8 pm at the foot of First St. and is sponsored by Benicia’s energetic Main Street Program.

If you haven’t been down there in recent years, it’s now much more than just a place to buy fruit and veggies. With prepared foods, entertainment and other specialty booths, it’s become a real gathering place for the people of Benicia.

]]> http://homesection.com/2011/04/28/its-official-now-spring-has-arrived/feed/ 0 http://homesection.com/2011/04/28/my-benicia-vegetable-garden-season-ii/ http://homesection.com/2011/04/28/my-benicia-vegetable-garden-season-ii/#comments Fri, 29 Apr 2011 03:34:14 +0000 Rod Herman http://homesection.com/?p=7264 Want A Few Free Tomato Seedlings? Read On…

About a year ago, I posted pictures of my just-planted tomato garden and had every intention of posting periodic photos so you could watch my Benicia vegetable garden grow.

Well, the garden grew and grew and grew and we enjoyed tomatoes and peppers well into October.

But despite those “best laid plans,” aside from a few early-season posts, my garden’s progress never made it all the way to blog.

Well this year, I’m making the same pledge, only this time, I plan to post my garden photo updates with a lot more regularity.

This year’s garden just got off the “ground” today. Well I use “today” loosely.

If you really want to know the truth, it really got off the ground about 10 weeks ago, when I purchased about a dozen and half heirloom seed packets from a place called the Seed Bank in Petaluma.

A week later, on President’s Day, Richard Bortolazzo (who owns our Coldwell Banker franchise) & I spent the morning filling up three 72-cell seedling trays. We put 2-3 seeds in each cell, as the directions said, figuring that only a small portion of the seeds would “take.”

Well, boy were we wrong!

Just about every cell in each tray ended up with a seedling. And most of the cells ended up with 2-3 seedlings. Do the math…72 cells x 3 seeds/cell x 3 trays = a LOT of seedlings.

Feb. 27, 2011 - seedlings have sprouted

Within a few weeks, we had over 400 little seedlings – 300+ tomatoes (10 varieties) and almost 100 bell peppers (5 varieties).

In mid-March we transplanted them into 4″ peat pots. But since the tender little seedlings weren’t yet ready for the harsh outdoors, most of them took up residence in my living room and dining room.

Everyday, I checked to see if they needed a little more water and rotated them, since they like to bend towards the window.

Mar. 29, 2011 -- seedlings hanging out in the dining room

By mid-April, some of the plants were 8″-12″ tall and definitely ready for planting. But along my seedling journey I discovered that you can’t just take them from indoors to the garden. You first must “harden” them, which I discovered is the official gardener’s term for acclimating the seedlings to the outdoors.

So the first day, they got a few hours outside and then it was back inside to the comfy 70-degree living room. The next day, they got a few more hours and so on.

Today, I planted the tomatoes in my yard (not directly in the ground, but rather in EarthBoxes, which I have in my side yard). The red covers on them which you can see in the photo are supposed to increase the tomato yield by about 20%, according to some university study).

April 28, 2011 -- Planted 10 tomato plants today

My peppers aren’t quite ready to plant just yet. They’re still in the midst of that “hardening” process right now and I hope to get them in my EarthBoxes either this weekend or early next week.

When I started this seedling project, I only wanted to end up with 10 tomato plants and 10 pepper plants. I knew I’d end up with some extras, but I sure wasn’t expecting to end up with 400 little seedlings.

April 28, 2011 -- Over 125 tomato seedlings looking for a good home

After Richard & I selected our “picks of the litter” and discarded about 30-40 weaklings, we still had well over 250 plants that were looking for a good home. So over the past 4-5 days, I’ve been in serious giveaway mode, doling out tomato plants to just about everyone I know.

But even after giving out seedlings to family, friends and neighbors, we still have around 125 tomato seedlings that are looking for a good home. If you’d like a few, let me know and unless there’s a sudden seedling stampede, I’m sure I can accommodate you.

All the seedlings I planted are heirloom varieties:  San Marzano, Green Doctors (cherry),  Riesentraube (grape),  Black Prince, Costoluto Genovese,  Pink Brandywine, Mortgage Lifter,  Paul Robeson, Sungold (cherry) and Pineapple. I’m  about out of the last three, but have around 15-20 of all the others right now.

If you don’t want to grow your own, keep checking beck and watch my garden grow.  Or, better yet, subscribe to my blog and receive email updates whenever there’s a new post. For, come summer, I’ll probably be looking to give away plenty of tomatoes.

Gazpacho soup anyone?

In other words, 7 out of every 10 U.S. homes that the banks already own haven’t even hit the market yet.  That’s the “shadow inventory” that you may have heard people talk about.

It prompted me to look at our local market a little closer and see how big our own shadow inventory is right now. The numbers were pretty startling. Not quite as large as the nationwide figures that Mr. Sharga talked about, but still pretty shocking nonetheless.

I looked at all five cities in our primary market area (Benicia, Vallejo, Fairfield, Suisun City & Vacaville) and found that about 3 of every 5 foreclosed homes have not yet come on the market.

Overall, 1,830 homes show up as bank-owned (REOs)  in my foreclosure database right now, yet the banks have kept 59% of them (1,079) off the market.

Individually, here’s how the cities shape up:

• Vallejo has 804 REOs, but 64% (515) haven’t come on the market.
  

• Fairfield has 449 REOs, with 59% (263) yet to hit the market.

• Vacaville has 332 REOs and 173 (52%) haven’t come on the market.

• Benicia has the fewest REOs (83), yet 45 of them (54%) haven’t come on the market.

• Suisun has 162 REOs, with a shadow inventory of 83 (51%).

But that’s only half the story.

In addition to those 1,800+ REOs, twice that number of homes are currently in the midst of the foreclosure process in those same five cities. And out of 3,500+ such homeowners, less than 1,400 have put their homes on the market.

In other words, another 2,100 homes are headed directly to foreclosure right now.

And to take it one step further, that doesn’t include those who’ve stopped paying their mortgage (or are about to do so), but who haven’t yet received an official Notice of Default, which formally starts the foreclosure clock.

So if you add it all up, right now more than 5,300 homes in Benicia, Vallejo, Fairfield, Suisun and Vacaville have either already been foreclosed upon or are heading that way. And only about 2,100 of those — or 40% — have come onto the housing market so far.

All of which means that we still have a ways to go before the local housing market turns itself around.

Recent Real Estate Posts

• Why Local Short Sale Buyers ‘May’ Be Surprised
  
• California Short Sale Success Rate Seems Too Low
• 10 Key Short Sale Elements You Can’t Overlook
• Chase Offering $20,000 To Solano Short Sellers?
• Has Bank of America Turned The Short Sale Corner?
• Loan Mods Soon A Thing Of The Past?
• Obama’s Mortgage Plan: A Bitter Pill
  
• What Obama’s Plan Means To Solano Buyers & Sellers

Short sales are far more complicated than a regular sales transaction and can take far take longer, too, due to the time a bank can take to review the seller’s financial situation.

Right now, about 4 out of every 10 homes on the market in Solano County are short sales, including 43% of the homes in Benicia and 47% in Vallejo. And, despite what you may have heard, many short sales do indeed close escrow.

Most  of the short sales we’ve represented clients on over the past few years have successfully closed.Yes, there can be some drama or unexpected twists and turns along the way.

But sadly, many sellers or agents either throw in the towel far too early — either out of frustration or by giving up at the first sign of a short sale decline.

If there’s one thing I’ve learned from representing short sale clients it’s that there’s definitely an art to successfully negotiating a short sale. There’s far more to it than just shuffling papers and waiting for the bank to give its answer.

Over the years I’ve found that there are 10 critical factors that either the listing agent or the seller can directly control.

Some are crucial and can spell instant short sale doom, whiles others give you added leverage and can be difference-makers in whether or not a deal goes through. Without most of these, your chances of short sale success drops considerably.

1. The home must be priced right. If it’s priced to sell quickly but far below its real market value, you’re just asking for a decline letter. If it’s priced too high, the seller’s bank might like it, but the home will never appraise for the buyer.
2. The seller must be “on board” and willing to provide all financial documentation the bank will require.
3. The seller must have a legitimate hardship. Banks aren’t charities, so unless the seller really has a hardship, the bank probably won’t approve the sale.
4. Is the seller willing to contribute? Many banks try to get the seller to contribute towards the loan shortfall.  There are strategies and arguments that can sometimes convince a open-minded bank to relent when the seller won’t contribute.
5. The listing agent must make sure all the contractual costs and fees are incorporated into the estimated closing statement, which is what the bank will rely on in determining whether or not to approve the short sale.
6. The listing agent must know how to package all the short sale documents so that the bank doesn’t decline the sale due to missing documents. Many banks will close the file if missing items aren’t provided on a timely basis.
7. The listing agent must know how to escalate a file to upper management when a lower-level bank negotiator stymies a deal that should be a no-brainer.
8. It’s far easier to negotiate with the bank if you know their numbers. You’re going to be far more effective at countering a bank’s demands if you have a general idea of what they’re going to net in a sort sale vs. foreclosure.
9. Followup is crucial. If the listing agent simply submits the file and then sits back and waits for the bank to call, the file may stay at the bottom of the negotiator’s inbox. And if months have gone by before the bank gets around to looking at the file, there’s a pretty good chance the buyer will have “moved on” by then.
10. Read the fine print. Many approval letters are conditioned on matters the seller may not be willing or even legally able to agree to. If you wait until you’re ready to close to discover and deal with these, it may be too late.

These 10 items alone certainly won’t guarantee a successful short sale. But they’ll definitely give a much better chance of getting your short sale approved.

If you’re in a situation where you think a short sale might be a viable alternative for you, feel free to contact us and we’ll be happy to discuss your situation in complete confidence.

Anyone considering a short sale should also consult with their tax or legal advisers, since some of the decisions you make could have significant tax or legal consequences.

Recent Real Estate Posts

• Chase Offering $20,000 To Solano Short Sellers?
• Has Bank of America Turned The Short Sale Corner?
• Loan Mods Soon A Thing Of The Past?
• Obama’s Mortgage Plan: A Bitter Pill
  
• What Obama’s Plan Means To Solano Buyers & Sellers

Tales Of Letters Offering Upside-Down Borrowers $20k…But Are They Legit?

Over the past few months, I’ve heard rumors of Chase Bank offering some upside-down borrowers a $20,000 incentive to sell their homes as a short sale.

When I first saw this, I thought it was probably nothing more than an internet scam perpetrated by some unscrupulous bottom-feeders in our industry who were trying to prey on down-on-their-luck homeowners.

There are a few short sale programs (BofA’s Cooperative Short Sale and the Fed’s HAFA program), where the homeowner receives a few thousand dollars as an incentive to participate in a short sale.

But $20,000?! That seemed wildly unlikely.

However, at our local Assn. of Realtors breakfast this morning, I heard the same rumor from a colleague of mine and it sounded like a local Benicia or Vallejo homeowner might have actually received one of these letters.

So I decided to do a little more checking.

And lo and behold, it sounds like this may actually be a legitimate program. From my initial research, it looks like Chase may be offering this incentive program primarily to upside-down borrowers who took out negative amortization (or “pick-a-payment”) loan programs with Washington Mutual (which Chase acquire a year or two ago).

I’ve seen copies of actual letters that Chase has sent to borrowers. The letters come from Chase’s Columbus, OH office and are all signed by a vice president named John Rieger. I called the number on the letter and it appears to be legitimate.

The letter starts off with the following statement, in big, bold letters:

You could sell your home, owe nothing more on your mortgage and get $20,000!

Most of the letters I’ve read about involved Chase borrowers in Arizona and Florida. So this may have started as a pilot program in areas of the country with high levels of housing inventory and a huge number of WaMu/Chase pick-a-payment loans.

Today was actually the first time I’ve heard of these letters possibly appearing locally.  If you (or someone you know of) lives in Benicia, Vallejo or elsewhere in Solano or even Contra Costa County and has received such a letter (and you’re not already under contract with another real estate agent), we’d love to know.

From what I’ve read, it sounds like this may actually be a legitimate program and perhaps the beginning of an effort by Chase to reverse its less-than-stellar short sale performance record.

I Googled John Rieger and didn’t find any postings indicating that this was a farce. So far, from what I’ve seen, it appears to be legit.

We’ve been very active in representing sellers in short sales and would welcome the opportunity to help any upside-down Chase borrowers who have received such a letter determine if this is indeed a viable short sale opportunity for them.

There’s still a little voice in the back of my mind wondering if Chase is really telling the whole story in their letter. Are they going to follow-through as promised or is the $20k offer conditioned on something else that might be unattractive to the owner (such as agreeing to an unsecured note for far more than the $20,000).

Hopefully it’s really a proactive approach by Chase to prevent future foreclosures and cut its losses before they deepen.

If this really is just as Chase’s letter indicates, it would mark a startling turnaround for a lender who until now has been notorious for its usually long, drawn-out short sale process.

Just yesterday, I wrote a post about how Bank of America has gone from one of the worst to one of the best in the short sale arena.

Could Chase be ready to follow BofA’s lead? Let’s hope!

Recent Real Estate Posts

• Has Bank of America Turned The Short Sale Corner?
• Loan Mods Soon A Thing Of The Past?
• Obama’s Mortgage Plan: A Bitter Pill
  
• What Obama’s Plan Means To Solano Buyers & Sellers

Just download our April Benicia and Vallejo Home Sale Reports for those answers and more. Some highlights from April’s Benicia & Vallejo Home Sale Reports appears below.

Included in each report is every closed sale from April 2010 — including the address, sales price, days-on-market, net price change, and whether the home was a regular or distress sale (short sale or “REO”/foreclosure).

We post our Benicia and Vallejo Home Sale Reports along with other Solano County home sales reports every month, so be sure to visit HomeSection.com regularly.  You can also access previous reports by visiting our Home Sales Report Archives page.

Some highlights from April’s BENICIA home sale report:

• Highest Price — $690,000 (1433 O’Hare Dr.)
• Lowest Price — $68,000 on 900 Southampton Rd. #81)
• Total Sales — 34
• Distress Sales — 22 (14 REO / 8 Short Sales)
• Regular Sales – 12
• Total Sold Above Original List Price — 7
• Total Sold Below Original List Price — 19
• Biggest Net Price Change — $219,999 (940 West K St.)
• Longest Time On Market –414 Days (940 West K St.)

Highlights from April’s VALLEJO home sale report:

• Highest Price — $397,000 (9280 Hallmark Dr.)
• Lowest Price — $27,500 (424 Corcoran Ave. #4)
• Total Sales — 143
• Distress Sales — 111 (76 REO / 35 Short Sales)
• Regular Sales – 32
• Total Sold Above Original List Price — 77
• Total Sold Below Original List Price — 51
• Biggest Net Price Change — $352,000 (279 Catalina Way)
• Longest Time On Market –315 Days (114 Roney Ave.)

To see the full report, with home-by-home totals for every Benicia & Vallejo home that closed escrow in Feb. 2010, click on either of the two buttons below.

If you have questions on any of these properties or would like information on what’s currently available, please contact us or visit our Home Search page to search our multiple listing service. We’re always happy to set up customized automated MLS searches for our clients and prospective clients.

RECENT REAL ESTATE POSTS

• More State Tax Credit Funds Than Expected?
• 2 Month Extension For Some Solano REO Buyers
• Only 8 Days Before Fed Tax Credit Goes Bye-Bye
• 9 Things To Know About California’s Tax Credit
• New Fannie Rules: When Can Short Sellers Buy Again?
• Haven’t We Learned Anything?
• Finally! Tax Relief For Solano Distress-Sale Sellers
• Pending Sales In Solano Don’t Mirror National Numbers
• Solano’s Shadow Inventory Remains High

SOLANO & LOCAL MARKET UPDATES

• Monthly Solano Real Estate Report — Apr. ‘10
• Benicia & Vallejo Home Sales Report — Mar. ‘10
• Monthly Solano Real Estate Report — Mar. ‘10
• 1st Qtr 2010 Solano County Home Sale Statistics
• Housing Inventory Way Up In Most of Solano County
• Monthly Solano Real Estate Report — Feb. ‘10
• Benicia & Vallejo Home Sales Report — Feb. ‘10
• Monthly Solano Real Estate Report — Jan. ‘10
• Benicia & Vallejo Home Sales Report — Jan . ‘10
• 4th Qtr Solano County Home Sale Statistics
• Solano/Benicia-Vallejo Home Sale Report Archives
• See All Archived Market Updates

RECENT BENICIA COMMUNITY POSTS

• Benicia Farmer’s Market Returns
• Watch My Benicia Garden Grow
• Trailer Park Coming To Benicia
• Benicia Landmark Headed For the Scrap Heap
• Benicia Mulls School Parcel Tax

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